Investments, Pensions and More

Please find below a list of the services we provide and a brief introduction to each financial product area. Our highly experienced team of financial advisers would be happy to discuss your requirements so please do contact us for an informal discussion to see how we might be able to help you.

Taxation

Most of us face being taxed on our income, our capital gains, and in some circumstances the value of our estate when we die.

Taxation can be very complicated and the rules, reliefs and allowances often change, so it is worth obtaining a clear grasp of how these taxes work by discussing with a professional adviser the most efficient way to arrange your finances.

An expert will be able to help you plan your taxes in advance, and come up with effective strategies that will use the lawful reliefs and allowances to minimise the amount you have to pay.

TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE ADVICE ON ESTATE PLANNING AND TAX PLANNING.

Send us an enquiry

Life Assurance

The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners

It can provide the reassurance of financial protection for you, your family and your business associates.

A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.

Please be aware that this type of assurance is based on an assessment of the health of the applicant.

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

Send us an enquiry

Business Protection

Business protection is about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

Key Person Insurance protects your business from potential financial loss that could arise from the death or extended incapacity of an important key employee of the business.

Partnership Protection or Shareholder Protection provides a safety net against one of the great risks to your business, that one of your partners or shareholders dies or suffers a critical illness, with his or her share of the of the business ownership passing to their beneficiaries.  The safety net is a pre-arranged scheme to ensure the surviving partners or shareholders have enough funds to buy back the departed partners or shareholders interest in the business.

Relevant Life Plan is a death-in-service benefit taken out by a company on behalf of an employee

Pages

  • 1
  • 2

Call us today on

07885 907408

and we'll be pleased to help you.

yeendFT, Heddon Business Centre, Towne Gate, Heddon on the Wall, Newcastle, NE15 0DT

yeendFT and Positive Solutions are trading styles of Quilter Financial Planning Solutions Limited, which is authorised and regulated by the Financial Conduct Authority.

Registered in England and Wales, No. 3276760.

Registered office at Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY, United Kingdom.

The Financial Conduct Authority does not regulate on auto enrolment.

The guidance and/or information contained within this website is subject to UK regulatory Regime and is therefore targeted at clients based in the UK.